Good Agents Help Seniors

(NAPSI)-Despite the availability of the Internet and new direct-selling options, it can still take a good insurance agent to provide valuable help to America's seniors as they plan for the future.

"There's no replacing the agent when it comes to finding solutions for your financial needs," says Scott Perry, president of Bankers Life and Casualty Company, a national insurance company specializing in serving the needs of seniors. "Plain and simple, insurance can be complex and confusing. Not getting qualified help can be costly-not only for you but for your family as well."

Good agents can provide value to seniors with their:

Insight. Agents can help you confront life's realities and determine the insurance products that best meet your needs.

Knowledge. Agents, especially those who have expertise with seniors, are uniquely equipped to understand your distinct lifestyle and changing financial and health care needs. They can help you easily understand and evaluate options, saving you from having to research products and obtain premium rate quotes yourself.

Ongoing assistance. Relationships with good agents can not only pay off now, but in the future, too. After the purchase, agents can assist with policy questions and claim matters. Through regular reviews, they can ensure that your insurance coverage keeps pace with your changing needs.

Good agents are out there

It's not hard to find a good agent," adds Perry, whose company has a nationwide career agent force. "However, consumers should carefully consider their choices to ensure a good fit and to get the maximum benefit from the relationship."

The Insurance Information Institute notes that good agents are key to buying the right amount and type of insurance at a rate that fits your budget. Among the things on the Institute's list that signal an effective agent:

Solid background-Your agent must be licensed by the state insurance department.

Understanding-Your agent should ask the right questions to understand your financial situation, including your attitudes about risk, as well as personal situations that might impact decisions about your financial goals.

Easy to work with-The agent should explain, in terms you easily understand, issues, options and how the coverage complements your financial program. You should never feel pressured into making a decision. Instead, your agent should work with you until you're ready to make a decision that's right for you.

For more information, visit www.bankers.com and click "Senior Resources."

 

Baby Boomers Ultimate Anti-Aging Concepts:  5 Radical Tips
By Ray Page

Many of us "Baby Boomers" are each beginning to feel our age, and we're starting to live it too.  Every morning, clock radios everywhere announce the start of another day.  As a typical boomer rolls out of bed, an old ache, pain, and/or little worry makes its presence known, just like the day before.  The same beverage -- coffee, tea, or maybe even caffeinated soda --  is ingested in an attempt to energize the same tired face reflected in the morning mirror.

By the time we hit our 50's, we may have feelings that our lives are not as they could be.  Yes, there are pills, and many varieties of the "quick fix"' (also called the "Life Makeover") -- everything from creams to diets and Bo-tox injections, perfect-sounding and easy "fountains of youth,"  for ourselves.  Let's face it, most of us are looking for ways to slow the ticking of our biological clocks.

I'm here to tell you that in order to really slow that clock down, we must get "radical" in our approach to controlling our processes; getting radical means that we can, in the words of Star Trek character Jean Luc Picard, "make it so".  We can literally make our own clocks tick more slowly.

Getting radical is a process that occurs within ourselves.  First of all, it's the power of our intentions and the measure of our wills.  It's saying to ourselves -- with conviction -- "I want this to be!"  Next, it's believing, strongly, that we can!  When we commit ourselves to these beliefs, we are then capable of achieving many remarkable accomplishments of mind and body. All we have to do is to challenge ourselves and our perceptions of who we are.  The five radical tips follow:

1.  Firewalking:  How does walking on fire relate to youthing?  An art that's been practiced in many cultures for thousands of years, firewalking is about mind/body transformation.   Its goal is to" question"  the laws of nature.  The experience becomes a powerful metaphor for anti-aging -- which I refer to as youthing -- and it's a very radical way of challenging ourselves to stretch beyond what we think is possible.  I have participated in dozens of firewalks, and the experiences taught me more about myself, and about questioning nature's laws as they applied to me, than I'd ever thought possible.  Oh -- and I walked on fire.

2.  Breathwork.  This is a simple yet profound yogic breathing technique that has a cleansing and healing effect at all levels of our awareness -- physical, spiritual, emotional, and mental.  It's the quickest method available that can aid us in healing from previous traumas, negative belief systems, and unwanted "baggage" that many of us unconsciously carry around with us.

3.  Fasting.   As I write this, I have just completed a four-day fast.  (How could I talk my talk without walking it?)  Fasting is perhaps the most powerful tip for youthing.  Many of us, especially in the U.S., literally eat ourselves to death.  Note: there are many types of fasts and many reasons for fasting.  It's wise to check with your health care practitioner before fasting.

4.  Physical Immortality.  Now here is an idea whose time has arrived.  Let's imagine this concept:  "Life without death is pure life."  When we do this, we're unraveling our personal death urge, which dwells somewhere inside us in that place where pain, aging, and negativity also dwell.  While I realize this is a radical idea, relax.  We really don't have to buy into this idea; in order to let the concept work its magic, we just need to be open to it.

5.  Hypnosis.  As Deepak Chopra has written in AGELESS BODY TIMELESS MIND: "Aging seems to be something that's happening to you, when in fact it is something your body has largely learned to do.  It has learned to carry out the programming fed into it by you, the programmer" (Harmony Books, 1993).  Hypnotherapy is simple, very effective, and can be fun, depending on its purpose; and whether a hypnotherapy session is done in person or by phone, it sets the stage for stretching beyond set limitations.  Hypnosis is the art of placing the conscious self in a state of heightened suggestibility.  During this time the unconscious self is very open to change and can literally set aside any limiting beliefs that may have been interfering with one's ability to change.

It's a proven fact that our bodies are constantly creating new and healthy cells to replace old and damaged ones, and every new cell gets its "replacing" instructions from the DNA contained in the old cell.  So, it stands to reason that if our DNA programs our new cells with the healthiest and youngest information possible as a blueprint for development, the body's cell memories will change.  This process is called "Cell Transformation".  The question arises:  Can hypnosis really be a powerful tool to us in order to literally tell our bodies cells to be younger?  From my experience,  I believe the answer is yes.

My conclusion is that over 14 million hits on Google for "mind/body connection" can't be wrong.  From my own personal experience I am pleased to report that indeed my quest for youth is paying off.  Now at the "calendar" age of 55, except for a few silver hairs I both look and feel not much over 35 years young. 


About the Author
Ray Page: Have been working with anti-aging concepts and technologies since 1979.  At times I'm astonished and amazed how this stuff really works.  Cynthia Bishop:  partner, editor and R.N.   Ray is a writer, certified clinical hypnotherapist, firewalk instructor, and  anti-aging coach.  Reach him at redtailhawk@fastmail.net - www.redtailhawk.bravehost.com.

Article Source: myarticlepub.com